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Non-Life Insurance

Coverage for property, mobility, business risks, travel, and personal accident protection

Non-Life Insurance includes all LIBI products except Credit Life Insurance and Mortgage Redemption Insurance (MRI).

Non-Life category

Non-Life Insurance

Motor, fire, bonds, casualty, engineering, marine, travel, personal accident, and microinsurance are grouped under Non-Life.

Motor Insurance

  • Own damage and theft
  • Equipment floater
  • Unnamed passenger and driver
  • Compulsory third-party liability

Fire Insurance

  • Residential and commercial establishments
  • Fire and lightning
  • Typhoon, flood, earthquake, and business interruption

Bonds

  • Fidelity
  • Surety
  • Performance
  • Other bond requirements

Casualty Insurance

  • Liability and crime coverage
  • Money, securities, and payroll
  • General contractor liability

Engineering Insurance

  • Erection all risks
  • Contractor's all risks
  • Machinery breakdown and electronic equipment

Marine Insurance

  • Hull and cargo
  • Merchandise floater
  • Passenger and crew coverage

Travel Insurance

  • Classified under Non-Life
  • Trip disruptions
  • Baggage and travel-related medical events

Personal Accident Insurance

  • Accidental death and disability support
  • Individual and group accident protection

Microinsurance

  • Accessible protection options
  • Coverage for eligible fishers and farmers