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Products and services

Coverage for what matters most

From personal protection to complex business risks, LIBI helps clients find practical insurance coverage backed by responsive guidance.

Personal protection

Life Insurance

Flexible protection designed to help individuals, families, and groups prepare for financial uncertainty.

Personal Accident

Individual, group, family, and travel accident protection.

Health Support

Hospital income cash plans, hospitalization, and major medical insurance.

Group Coverages

Insurance solutions structured for organizations and member groups.

Mortgage Redemption

Coverage designed to protect an outstanding home loan obligation.

Credit Life

Financial protection connected to eligible credit obligations.

Micro-Insurance

Accessible protection options for fishers and farmers.

Property and enterprise

Non-Life Insurance

Broad protection for physical assets, operations, liabilities, transport, engineering, and specialty risks.

Property

  • Residential and commercial establishments
  • Typhoon, flood, fire, and lightning
  • Earthquake, rental value, and business interruption
  • Condominium and townhouse insurance

Motor Vehicle

  • Own damage and theft
  • Personal accident and equipment floater
  • Unnamed passenger and driver
  • Compulsory third-party liability

Liability and Crime

  • Fidelity guaranty
  • Money, securities, and payroll
  • Banker’s blanket bond
  • General contractor’s liability

Marine and Aviation

  • Hull and cargo
  • Accident protection
  • Merchandise floater
  • Pilot, crew, and passenger

Engineering

  • Erection and contractor all risks
  • Machinery breakdown
  • Electronic equipment
  • Loss of profit following breakdown

Specialty Coverages

  • Credit card insurance
  • Livestock insurance
  • Fidelity, surety, and performance bonds
  • Other types of bonds
Journey protection

Travel Insurance

Coverage designed to help protect against risks and financial losses that can happen during a trip.

Travel with greater confidence

Unexpected events can range from missed airline connections and delayed luggage to injuries or major illness. Travel insurance can provide valuable support when plans change.

Ask about travel coverage
  • Trip disruptions Missed connections and unexpected delays
  • Baggage concerns Delayed or lost luggage
  • Medical events Injuries and serious illness while traveling